The smart way to tap into your home’s equity

No loans. No monthly payments. No kidding.

Our homeowner-first approach

The process is simple, straightforward, and transparent.

We prepare you an offer

If we think an investment might be possible, we will send you an Investment Estimate, which includes estimated terms specific to your property.

You get the money upfront

We invest alongside you, the homeowner, providing cash today and participating in the proceeds at the time of sale.

You sell when you're ready

You can either sell your house during the effective period, buy out our Investment with savings, or take out a home equity (or other) loan.

You own your home. Now own your goals.

RENOVATE YOUR HOME

Stay in the community you love while building your dream home.

PAY OFF DEBTS

Put your money into your future, not your past purchases, by paying down debt.

BUY A SECOND PROPERTY

Let your equity fund your vacation home, rental property, or second home.

INVEST IN YOUR BUSINESS

Add some financial security to your business while in growth mode.

LIVE COMFORTABLY IN RETIREMENT

Make your home more accessible or take that dream vacation.

FUND AN EDUCATION

Give yourself or your child the gift of college without the burden of student loans.

GET EMERGENCY FUNDING

Pay for emergency expenses quickly without adding debt.

FUND YOUR FAMILY

Cover the costs of your growing family.

DIVERSIFY YOUR PORTFOLIO

Achieve your financial goals with the help of your home equity.

Find out if Hometap can help you

Take our 5-minute quiz to see if we might be a good fit.

Is Hometap right for me?

Homeowners love working with Hometap

(Thank you, homeowners. The feeling is mutual.)

Brenda K.

Jacksonville, FL

My credit went from 640 to 779. I’m completely out of debt, it’s an amazing feeling.

Butch F.

Monroe, NC

Our home’s value has already increased, and the projects are paid off in full. It was a pleasure to talk with someone who was actually interested in helping us and who understood our goals.

James C.

Medfield, MA

I'm able to pay off all outstanding debts related to the renovation and addition project, as well as some additional credit card debt.

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We're currently making Home Equity Investments in the following states:

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